Mortgages In Texas

At Southern Lending Corporation, we will work with you to find the Texas mortgages that best fit your needs. Not all homeowners are alike. A standard 30-year fixed rate mortgage simply isn't going to work for everyone. Fortunately, it doesn't have to. Nowadays, there are numerous loan options that can work for buyers with unconventional income sources. There are even options for those who may not have the best credit ratings. When you work with Southern Lending Corporation, you can feel confident that your unique needs are being taken into account.

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One group of individuals who can benefit from alternative Texas mortgages is self-employed and commission-based employees. With hard-to-verify incomes, it can be difficult to produce the documentation that most Texas mortgages require. It's not that the applicant doesn't have the income necessary to qualify for the loan--it's that her complex income structure makes it harder to prove.

Alternative Mortgages in Texas

For borrowers who run into this problem, a stated income home loan may be the solution. Such loans are specifically designed for individuals with little to no documentation of earned wages. On the flip side, since less paperwork is needed, these loans usually have slightly higher interest rates or require a larger down payment. The reason for this is that these loans are considered to have a higher risk than full documentation loans.

At Southern Lending Corporation, we pride ourselves on offering a wide range of Texas mortgage solutions. We urge you to contact us, regardless of your financial situation. We have access to some of the most competitive rates in the nation, and we will work to make your dreams of homeownership a reality. Contact us via email or by phone at 1-866-614-2700 ext 100.